Category Archives: Commentary

New Year 2011 Semi-Annual Economic Report and Forecast

The following report includes data and summarized forecasts prepared by TD Economics and RBC Global Asset Management.  While based on real economic indicators, forecasts are opinions and, of course, cannot be guaranteed.  Global Economic Review Global economies performed better than … Continue reading

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Posted in Commentary, Economics, Investing | Leave a comment

Are Home Prices too High?

After an HST-induced home buying binge earlier this year, activity in the home buying market is down.  MoneySense Magazine this month is reporting that July sales are down 30% from last year and the trend seems to be continuing into … Continue reading

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Posted in Commentary, Mortgages | 1 Comment

Is Critical Illness insurance necessary?

We recently developed an insurance and estate plan with a client and although the client had an excellent group insurance plan through their employer, they were disappointed to learn that they did not have any Critical Illness (CI) coverage included … Continue reading

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Posted in Commentary, Insurance | Leave a comment

Summer 2010 Semi-annual Economic report and forecast

The following report includes data and summarized forecasts prepared by TD Economics and RBC Global Asset Management.  While based on real economic indicators, forecasts are opinions and of course, cannot be guaranteed.  Please also find attached to this email a … Continue reading

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Posted in Commentary, Economics | Leave a comment

Saving vs. Investing

What’s the difference? Many of us have difficulty understanding the difference between saving and investing.  Both strategies are crucial for financial security and we are going to take this month’s email to outline our philosophy on saving, investing and designing … Continue reading

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Posted in Commentary, Investing | 1 Comment